Overview of Services

In an increasingly complex regulatory modern insurance marketplace where companies and clients are searching ever-widening circles for the right services; IntegraFlex stands alone in its employee benefits services. We work with many for the benefit of one – you, our client. The liabilities and complexities of the modern insurance market and its services, combined with the rising cost of each, make IntegraFlex a NueSynergy company a valuable partner in the constant job of controlling cost, capping risk and saving money in terms of your employee benefits.

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COBRA /HIPAA Administration
Hiring a COBRA administration partner relieves your company of burdensome tracking, notification, and billing processes. Our system delivers a fast, highly automated, easy-to-use, cost-effective method for administration and compliance of many of your COBRA obligations.

 

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Flexible Spending Account (FSA)
FSAs are employer-sponsored benefit plans that allow employees to pay for certain health care, dependent care and/or commuter expenses on a pre-tax basis. FSAs offer significant tax advantages. Employees generally do not pay federal income, state income, or FICA taxes on the salary they contribute to an FSA plan.

 

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Dependent Care Account (DCA)
A Dependent Care Account allows you to use before-tax dollars to pay for childcare and dependent expenses. You can deduct up to $5000 when married filing jointly or filing single or $2500 when married filing single.

 

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Commuter Reimbursement Account (CRA)
A Commuter Reimbursement Account allows you to use before-tax dollars to pay parking and commuter costs. You can deduct up to $260 per month for parking costs or up to a maximum of $260 per month for mass transit or van pooling costs.

 

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Health Reimbursement Account (HRA)
HRAs have been designed to help offset the increase in employees’ out-of-pocket expenses due to the implementation of a High Deductible Health Plan. HRA administrative costs and contributions can be deducted from taxes without increasing FICA or FUTA taxes, disability and workers’ compensation insurance premiums.

 

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Health Savings Account (HSA)
If you’re offering a High Deductible Health Plan to your employees, an HSA might be the perfect solution for you. An HSA makes health coverage more like insurance – what health care coverage should be. HSA’s can be funded by either an employee and/or an employer.

 

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Actuarial Services
Employee health benefits management is imperative for employers with the ever changing landscape of regulatory requirements, unstable costs and unpredictable future. All of which create a very challenging environment forcing employers to take an in-depth look at insurance funding, risks, costs and planning needs.

 

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Compliance Services
Employee health benefits compliance is imperative for employers with the ever changing landscape of regulatory and legal compliance requirements. All of which create a very challenging environment forcing employers to take an in-depth look at their plan documents, summary plan descriptions, non-discrimination testing and tax reporting requirements.

As aforementioned, the modern insurance market is complex and aligning the right employee benefits plan for each employee is critical. IntegraFlex a NueSynergy company aims to ease those dilemmas for both employers and employees. Whether it’s a flexible spending account, a health savings account, or a health reimbursement account, we want you to feel more comfortable with the benefit plan that you’ve chosen so your business operations can run smoother and more efficiently.